International
Insurer & Reinsurer

Your Partner
in business Protection.

OUr Story.

KIC is a multinational insurance and reinsurance company, registered in the Autonomous Island of Anjouan, Union of Comoros, with administrative headquarters in Ampthill, UK. Rated B- (Stable) by Global Credit Rating (GCR – of Moody’s Group) and A by Demotech USA, KIC is licensed by the Offshore Finance Authority (OFA) as both a life and non-life insurer and reinsurer. KIC offers a diverse array of insurance and reinsurance products, delivering exceptional solutions to customers, brokers, insureds, and re-insureds. We operate in over 70 countries, primarily across Africa, the Middle East, Asia, and South America.
Our extensive product range is designed to meet the specific needs of our markets, ensuring optimal protection for customers directly or through our network of brokerage hubs in Africa and Asia. Since our inception on January 1, 2005, KIC has grown its book of inward treaty and facultative business, consistently achieving year-on-year profits before tax exceeding EUR 2 million. With reserves exceeding €100 million, we focus on core activity lines such as specialty & sureties (including bonds and guarantees, cat-bonds, PVT, RVI, POSI), combined commercial (SME, Contractors & Engineering), and inward facultative reinsurance covers. We carefully select these covers from customers and brokers with whom we cultivate long-term partnerships. Rated since 2017, we are actively working to expand our ratings from various agencies.
Our Vision
To be the premier insurer and reinsurer, trusted by businesses and ceding companies globally. We aspire to solidify our reputation as a reliable, professional partner across the world. Our goal is to lead in providing innovative and tailored insurance and reinsurance solutions, setting new standards of excellence in our chosen markets.
Our mission
To deliver unparalleled insurance and reinsurance services, leveraging our deep expertise, innovative underwriting, and prudent risk management, all for the ultimate benefit of our customers.
Our Commitment
At KIC, with decades of collective experience, we foster a high-performance organizational culture rooted in leadership and teamwork.

Our underwriting and claims functions are robustly supported by our finance and investments, administration, and IT departments. A key factor in our success is aligning our customers with our vision and mission. We are dedicated to treating customers fairly and conducting all business transactions professionally and transparently, fostering trust and confidence.
Knowledge
We believe in the continuous expansion of our knowledge, recognizing that the growth of our team’s expertise is vital to our success. To this end, we invest significantly in training and professional development, ensuring that our team members are always at the forefront of industry advancements. Our commitment to being a central hub of expertise reflects our dedication to nurturing the future generation of leaders, fostering an environment where learning and innovation thrive.
Service
We are dedicated to providing exceptional service to our partners – cedants, brokers, and insureds. Our commitment extends to understanding and anticipating their needs, delivering tailored solutions that exceed expectations. We strive to build lasting relationships based on trust, reliability, and excellence, ensuring that every interaction reinforces our reputation as a leader in the industry.
Initiative
We aim to exceed our clients’ expectations by proactively embracing innovation, continuously seeking new and creative ways to meet and surpass their needs. Our forward-thinking approach allows us to anticipate market changes and develop cutting-edge solutions, ensuring that we remain at the forefront of the industry. By fostering a culture of innovation, we empower our team to explore bold ideas and implement transformative strategies that drive exceptional results for our clients.
Long-Term Focus
We prioritize sustainable outcomes by making decisions with a long-term perspective. Our approach involves carefully considering the future impact of our actions, ensuring that our strategies are designed to deliver lasting value and resilience. By focusing on long-term goals, we aim to create enduring benefits for our clients, stakeholders, and the communities we serve, fostering stability and growth for years to come.
Accountability
We commit to transparency and accountability in all our actions and decisions. At KIC, we uphold the highest standards of corporate governance, ensuring that our practices are ethical, responsible, and in line with our core values. By fostering a culture of openness and integrity, we build trust with our clients, partners, and stakeholders, reinforcing our commitment to excellence and accountability in every aspect of our operations.